CMHC defends mortgage stress test changes amid calls for loosening rules – Ladysmith Chronicle
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CMHC defends mortgage stress test changes amid calls for loosening rules – Ladysmith Chronicle As of July 31, low-ratio mortgage borrowers who take out CMHC insurance will be subjected to the same restrictions as high-ratio borrowers. These include: Debt-to-income requirements: 39 per cent for Gross Debt Service and 44 per cent for Total Debt.
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