CMHC defends mortgage stress test changes amid calls for loosening rules – Cranbrook Daily Townsman
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Top News locally, nationally, and from around the world.. CMHC defends mortgage stress test changes amid calls for loosening rules. federal policy. CMHC’s senior V-P of insurance says decreased volumes have been steady throughout the year as a result of new federal regulations. tougher stress-testing hits cmhc mortgage insurance volumes.
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CMHC defends mortgage stress test changes amid calls for loosening rules – Cranbrook Daily Townsman The Latest in Mortgage News – After the Stress Test. – The fallout from OSFI’s new mortgage stress test continues to play out across the mortgage industry.
In Ontario and B.C., these new mortgage rules and stress tests are in addition to the foreign buyers and speculation taxes. The OSFI introduced new mortgage rules effective in 2018. New mortgage borrowers now need to qualify at a higher mortgage rate even if they have a 20% down payment in 2019.
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Wondering about Canada’s new mortgage rules and accompanying stress test in 2018? How does it impact your ability to buy a home? Watch this video as we review the new rules, explain the stress test and discuss the future of mortgage rates.
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